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Individual & Group Options Available - Speak To A Licensed Agent​

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  • Cancer Insurance

  • Critical Illness Insurance

  • Accident Insurance

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Cancer Insurance

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Financial hardship doesn’t have to follow a cancer diagnosis!! Cancer insurance helps you as supplemental income while getting well…

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Most of us don't expect to face a serious illness like cancer. However, statistics show 1 in 2 men and 1 in 3 women develop cancer in their lifetime.1 Some look to family history to determine risk, but that often doesn't tell the whole story. While heredity and environmental factors can play a role, inherited genetic factors impact only about 5-10% of all cancers.2

 

Fortunately, more people are surviving cancer thanks to early detection and more aggressive treatments. Sadly, most people don’t find out that medical insurance doesn’t cover all services related to cancer care until they have been diagnosed. Bills don’t stop coming in during this process of treatments and trying to heal.

 

In addition to your day-to-day bills, you could incur costs for treatment and recovery, such as:

  • Deductibles and co-pays

  • Out-of-network treatment

  • Travel, lodging and meals during treatment

  • Child care

  • Home health services

There is typically a need to scale back on work or take a leave of absence during treatment and recovery only adds to the stress. This is where supplemental cancer insurance helps. Cancer insurance assists with protecting you from financial hardship in the face of mounting cancer expenses. The risk of developing cancer during a lifetime is about 1 in 2 for men and about 1 in 3 for women.

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Critical Illness Insurance

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Don't let an unexpected illness hinder the life you've built!!! Protection for your health and finances.

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Critical illnesses such as a heart attack, stroke or major organ failure can impact anyone, from the least health-conscious to the most fit individual. Every 34 seconds someone has a heart-related health event and every 40 seconds someone else has a stroke. Heredity and lifestyle affect your risk factors, but even if you’re in perfect health, life can change in an instant.

Major expenses follow when a critical illness strikes. Health insurance may cover some of your medical costs, but not everything.

 

In addition to your day-to-day bills, you could incur costs for treatment and recovery, such as:

  • Deductibles and co-pays

  • Child care

  • Rehabilitation and home health services

  • Expenses related to out-of-network treatment and additional medical procedures, such as angioplasty and pacemaker implantation

  • Travel, lodging and meals during treatment

  • Lifestyle changes that may lead to better health, such as gym memberships and smoking cessation programs

 

If you have to take a leave of absence or reduce your work schedule to care for yourself or others, expenses and debt can add up quickly. This is where critical illness insurance can help to supplement costs. With a financial safety net in place you can rest assured that a sudden illness won’t jeopardize your finances.

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Accident Plan Insurance

© 2012 Dover Insurance & Financial Services, Inc.

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